Developmental Model of Islamic Microfinance Institution in Minangkabau Muslim Community using Analytical Network Process (ANP)

Asyari, Asyari (2022) Developmental Model of Islamic Microfinance Institution in Minangkabau Muslim Community using Analytical Network Process (ANP). IAIN Bukittinggi.

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Abstract

This research aims to uncover and map the problems faced by Islamic microfinance institutions (BPRS) both in terms of social and management. Afterward itrevealed, the solutions, strategies, and priority rankings of long-term alternative strategies were revealed using the analytic network process (ANP) method. The methodology used in this study is qualitative which aims to capture the views of sharia experts and scholars on the development of sharia microfinance institutions. The research findings related to the development model of Islamic microfinance institutions are (1). Criteria for the development of Islamic microfinance institutions include management issues,competition issues, policy issues and risk issues. Management problems are the dominant problems found in Islamic Microfinance Institutions with a value 0.427.Then followed by regulatory issues and 0.293 risks and finally 0.278 competition issues, the appraiser's agreement was 0.456 or 45.6%. (2).Then the determination of strategic planning with a value of 0.382 and affirmation of the value of the company and local genius 0.230,rater agreement 0.382 or 38.2%. These results show that the direct involvement of the Muslim community in West Sumatra as shareholders, founders and administrators has not been able to improve the quality of human resources in Islamic microfinance institutions.

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